The East Coast has been battered with severe storms over the last several years including deadly Super Storm Sandy that caused millions of dollars in damage to New York and New Jersey. While we were very lucky in Maryland not to suffer major widespread damage, we were not unaffected.
This winter is projected to have severe winter storms and snow. Last month, we offered tips on increasing your home’s energy efficiency. Now, we want to focus on the steps you should take after a weather emergency.
Steps to Take After the Storm
“First and foremost, make sure your home is safe for your family,” says Tom Fichtner of Fichtner Services. Many major storms can produce damage to a home that makes it unlivable. Fichtner Services offers prompt response for storm damage emergencies to assess your home’s condition and get started on the needed repairs so you can get back into your home as quickly as possible.
1. Report Damage To Insurance Company
Once your family is safe, the first step is to contact your insurance company and let them know you have storm damage. Keep detailed notes about your conversation. If you don’t know already, ask about your deductible and to be walked through the claims process.
2. Choose A Reputable Contractor
Choosing the right contractor is the next step and it should be someone you can trust. You want to find a contractor who is established, licensed and bonded. Ask to see certificates of insurance and insist on a clear, detailed estimate that lists the materials, cost and estimated start and completion dates.
One of the best ways to find a qualified contractor is to get a referral from family, friends and neighbors. You can also check out contractor ratings on Angie’s List and the Better Business Bureau.
3. Document Storm Damage
Be sure you make an inventory of damaged property and personal belongings. Take photographs of fallen trees and other damage for your records. Do not discard damaged property until after the insurance adjuster has had an opportunity to review. Be present when your adjuster is inspecting damage to your home.
Fichtner Services Is Here For Emergency Service
Fichtner Services has been serving the Annapolis / Baltimore region for nearly 20 years, providing prompt and reliable service for businesses and homeowners. We are especially sensitive to the needs of individuals during an emergency or following a storm. We increase our response rates to these individuals to ensure the safety of their home and family.
If you suffered storm damage or experience emergency damage to your home, contact Fichtner Services at 888.785.7649 or schedule an appointment online.